Pennsylvania Legal Resources
Where to find free legal help in Pennsylvania, your state’s consumer protection office, and the federal tools that apply if a collector contacts or sues you. This is general information, not legal advice.
Find help in Pennsylvania
Free legal help in Pennsylvania (LawHelp.org)Nonprofit legal aid, self-help guides, and court forms for your state.Legal Services Corporation: find legal aidFederally funded legal aid programs, searchable by address.State consumer protection offices (USA.gov)Your attorney general and consumer office: pick Pennsylvania from the list.
Debt collection tools that apply in every state
CFPB: what to do when a debt collector sues youPlain-language steps, and why you should not ignore the papers.CFPB debt collection tools and sample lettersDispute and validation letters you can adapt.Regulation F (CFPB)The federal rule behind the Fair Debt Collection Practices Act.Complain about a debt collector (CFPB)File a federal complaint against a collector or credit reporter.FDCPA statute (FTC)FCRA statute (FTC)
Courts, deadlines, and limits differ by state. How long you have to answer a lawsuit, and how long a creditor has to sue, are set by Pennsylvania law and by the court that hears your case. Read the papers you were served for the exact deadline, and contact the court clerk or a legal aid office in Pennsylvania right away. FairCounsel’s services are for cases in Georgia.
Another state?
Georgia: full court and debt-defense guide
In Georgia?
We defend debt collection lawsuits and review appeals in Georgia, for a flat fee.