Sued over a debt, or contacted by a collector? Debt Defender or a ValiDebt validation letter is free for the Founding 50. 25 free spots left. Join the Founding 50A licensed Georgia attorney reviews and approves every filing.Contacted by a collector? See the start of your debt validation letter free. ValiDebtSued? Don’t lose by default. A Georgia attorney approves your Answer before it is filed. Debt DefenderKnow your odds before you spend on an appeal. Second LookFlat fees, stated up front.

Pricing

Flat fees*, stated up front.

Flat fees* for every service. You know the price before we start.

Collector letters

ValiDebt

A collector wrote to you but has not sued? A letter that disputes the debt or asks them to prove it, usually within thirty days of their first notice.

Letter we print and mail + AI assistant
$25
Attorney reviews and sends it
$69
Optional: certified mail with tracking and the signed receipt
+$15

Appeals

Second Look

Already have a ruling? A case or order review tells you if an appeal is worth pursuing.

Quick ScreenA fast, candid gut check
$1,000
Standard MemoThe full pre-appeal memo
$2,000
Comprehensive ReviewDeepest review, full record
$3,000

Debt lawsuits

Debt Defender

Sued over a credit card, loan, medical bill, or car title loan? Two plans, one flat fee each, set by the amount claimed: Defender, where you file the pleadings we prepare, and Defender Pro, where we represent you.

Flat fee*
Defender
You file. We prepare and review.
Defender Pro
We file. We appear.
Smaller claim$250
claim up to $10,000
$750
claim up to $5,000
Larger claim$500
claim over $10,000
$1,500
claim over $5,000

Free, before you decide

Upload what you were sent. We read it and tell you what it means.

A lawsuit complaint, a letter from a debt collector, or a court order, judgment or opinion in any kind of case. Leave an email and we send you a page you can keep and print: who is on the other side or what the court decided, what the paper says, the rules and dates that apply, and what usually happens next, in plain words. Nothing is signed or paid to see any of it.

Upload your document — FREEWe work out which kind it is and send it to the right analysis.

A collector has written to you

A free analysis of the collector’s notice

Who sent it and what it claims, your validation rights under federal law and what your state’s law adds, the strategic and legal positions against a notice like this, and the date to dispute by.

Start on the ValiDebt page →

You have been sued

A free analysis of your complaint

Who is suing you, the court you are in and its deadlines, the standard defenses to this kind of suit, and the discovery a defendant can serve.

Start on the Debt Defender page →

You lost a case

A free recap of your order, judgment or opinion

What it says, the court and the type of order, the dates on it, and a count of the 30 days to appeal. Any court, any kind of case, not just debt.

Start on the Second Look page →

General information prepared automatically, not legal advice, and no attorney has reviewed it. We become your lawyers only when you sign an agreement and we accept your matter. Any deadline shown is an estimate: for a lawsuit, from a date you type; for an order, our count from the date read on it. An attorney confirms every deadline.

Free analysis

Upload what you were sent

A lawsuit complaint, a letter from a debt collector, or a court order, judgment or opinion in any kind of case. We work out which it is, read it, and email you a page you can keep. Nothing is paid or signed.

You can close this window and come back: what you entered stays until you leave or reload the page.

Every price, in one place

Three separate services. Debt Defender has two steps you can start at, and you can move up from one to the next. The price within a range is set by the amount claimed.

ValiDebt™

Debt validation letters

A letter to a collector, on your own or reviewed by an attorney.

  1. Free analysis of a collector's notice

    $0

    Upload the notice and leave an email: who is on the other side, what it claims, the rules that apply and the standard positions, by code section. General information, not legal advice, not reviewed by an attorney.

  2. Collector letter, mailed for you + AI assistant

    $25

    A personalized dispute or information letter in your name, signed by typing your name, printed and mailed first-class by us, with an AI assistant for process questions. Not attorney representation.

  3. Collector letter, attorney representation

    $69

    A conflict check, an attorney's review, and mailing from the firm, for Georgia addresses and one letter. $44 more if you already bought the letter.

A letter does not stop a lawsuit. If you are sued, you can start Debt Defender with what you already entered.

Debt Defender™

Lawsuit defense by FairCounsel

From a free read of your document to an attorney in the courtroom.

  1. Free analysis of your complaint

    $0

    Upload the complaint and leave an email: who is on the other side, what it claims, the rules that apply and the standard positions, by code section. General information, not legal advice, not reviewed by an attorney.

  2. Defender

    $250 to $500

    Pleadings prepared and attorney-reviewed; you file them and go to court.

  3. Defender Pro

    $750 to $1,500

    We represent you and appear for you.

  4. Counterclaim add-on (Defender)

    $250

    One time, once your draft Answer recommends a counterclaim.

Moving up from Defender to Defender Pro credits the fee you paid.

Second Look™

Case review by FairCounsel

An attorney's second opinion on any order, judgment or opinion, in any kind of case.

  1. Free recap of your order, judgment or opinion

    $0

    Upload it and leave an email: the court, the case, the type of order, what it decided, the dates, and a count of the 30 days to appeal. General information, not legal advice, not reviewed by an attorney.

  2. Quick Screen

    $1,000

    A fast, candid gut check

  3. Standard Memo

    $2,000

    The full pre-appeal memo

  4. Comprehensive Review

    $3,000

    Deepest review, full record

Move up a tier and your fee is credited. Court, service and similar costs are billed separately, at cost.

Our refund promise. If we decline your case for any reason before we accept it, you get a full refund. On Defender Pro, if you retained us and gave us what we asked for in time, and we do not file your Answer by the court’s deadline, we refund our fee.This is a promise about our service, not about how your case ends: no one can promise an outcome. Court and service fees, and costs already paid to others, are billed separately and are not covered.

Defender vs. Defender Pro

Both plans start from the same place: we read the complaint and its exhibits, draft the Answer, the objections, and the discovery to the standard a firm would file, and a Georgia attorney reviews every pleading. With Defender, the pleadings go out in your name and you file them and go to court, with our kit and guide. With Defender Pro, we do all of that for you.

The same defense, drafted the same way and reviewed by a Georgia attorney. The differences are whose name is on the papers, who goes to court, and whether you can message an attorney.
Defender
You file. We prepare and review.
$250 / $500
claim up to $10,000 / claim over $10,000, flat fee*
Defender Pro
We file. We appear.
$750 / $1,500
claim up to $5,000 / claim over $5,000, flat fee*
The defense
Your complaint read and verified, allegation by allegation
Answer with every defense, evidentiary objection, and demand the facts support
Discovery to the Plaintiff: interrogatories, document requests, admissions, deposition notice (State and Superior Court)
Notice to produce and subpoena to the original creditor for its records
A Georgia attorney reviews every pleading before it is filed
Collector-violation analysis (FDCPA, FCRA): what we find, delivered to you
Preserving and pursuing those claims (a counterclaim in your Answer, and litigating it)Your Answer can include it for a one-time $250 add-on, once your draft is ready. Litigating it is Defender Pro
Opening the default when your Answer is late (within Georgia's 15-day as-of-right period)The opening-default papers for a one-time $250 add-on; you file them and pay the court's costsA one-time $250 fee, paid before we accept a late case; we file the papers with your Answer
Settlement talks with the PlaintiffYouWe negotiate for you
Who does what
Whose name is on the pleadingsYours, self-representedOurs, as your attorney
Signing, filing, and serving the pleadingsYou, with our filing kitWe do it
Court appearances, including trialYou, with our trial-day guideWe appear for you
Talking with the Plaintiff's lawyer and the court about anything outside the pleadings (calls, scheduling, questions from the judge)You. We prepare the pleadings; we do not speak for youWe do; they deal with us, not you
DeadlinesYours to meet; we remind youOurs
Who handles later documents?You, with the papers the portal gives youThe firm, within the agreed scope
Can I upgrade?Yes; your payment is credited toward Defender ProAlready represented
Court day
Filing kit: step-by-step instructions to sign and file your papersWe file for you
Trial-day guide for your case: what to do before the day, what happens, and what the Plaintiff has to proveNot needed: we appear for you
Trial brief for the judge (opening, motions, burdens of proof, closing), approved by an attorney and shared by link or QR codeOur attorney argues it in court
Support
Case portal: your pleadings, deadlines, documents, and messages
Automatic emails, task reminders, and deadline alerts
Questions about your case answered from your case record, any hour
Messaging with your attorneyNo: automated answers onlyDirect, in your portal
Fee recovery from the other side when a claim succeeds—
Choose DefenderChoose Defender Pro

Pass-through costs, such as the court filing fee, service of papers, and copies, are not part of either flat fee* and are billed separately, at cost.

* Our flat fees cover the attorney work described for your matter. They do not include court filing fees, process-server or other service fees, court reporter and transcript fees, record or document retrieval fees, postage, or similar third-party costs (if any). Those are billed separately, at cost.

Can I really do this myself?

In Magistrate Court, yes: it is built for people without lawyers, the pleadings are prepared for you, and most of these cases end before trial once a real defense is on file. State and Superior Court move faster and have more rules; Defender still works there, but Defender Pro is the safer choice if you cannot take time off for court.

What if I get in over my head?

Move to Defender Pro at any point, including right before a hearing. It is the same case, the same file, and the same attorney who reviewed your pleadings. Your Defender fee is credited in full and you pay only the difference.

Is a lawyer still involved with Defender?

Yes. A Georgia attorney reviews every pleading before you file it, under a limited-scope agreement. What the attorney does not do on Defender is put our name on the pleadings, sign them, appear in court, message with you, speak for you with the Plaintiff's lawyer or the court, or take over your deadlines. Your questions about your case are answered automatically from your case record. Anything that comes up outside the pleadings, a call from their office, a scheduling question, a question from the judge, is yours to handle, with reminders from us.

Second Look tiers in detail

Three flat-fee* tiers, depending on how much of the record you want reviewed. No hourly billing surprises for the review itself — pick the depth that fits your case and budget.

These fees are flat because AI-assisted tools do the first pass on your record in a fraction of the time manual review would take. A licensed attorney still reviews, edits, and approves everything before it reaches you or the courts. The efficiency lowers the price without lowering the standard.

Quick Screen

A fast, candid gut check

$1,000
flat fee*

Best for: You just lost and want to know, fast and before the deadline clock runs, whether an appeal is even worth a closer look.

What we do
  • •Read the judgment or order and your written summary of the case
  • •Identify the likely appellate court and the standard of review that will govern
  • •Flag the key dates and the steps that protect your right to appeal
  • •Give you a candid read on viability, reviewed and approved by an attorney
  • •Tell you where to go from here, including whether a fuller review is warranted and what it would cover
What you get
  • ✓Attorney-confirmed deadline and the steps that protect your right to appeal
  • ✓2–4 page written opinion: worth pursuing, not recommended, or unclear
  • ✓15-minute follow-up call with the attorney
  • ✓Where to go from here: our recommendation, and what a Standard Memo would examine in your case
Reviewed from

The judgment or order you're considering appealing, plus your written summary of the case. No additional filings required.

Not in this tier
  • –Issue-by-issue analysis
  • –Review of motions, briefs, and other filings
  • –Transcript review

Typical turnaround: 3–5 business days

Choose Quick Screen
Most common

Standard Memo

The full pre-appeal memo

$2,000
flat fee*

Best for: You are seriously weighing an appeal and need to know which issues are strong, which are not, and whether they were preserved.

What we do
  • •Everything in Quick Screen
  • •Read the key filings, motions, and orders that matter to your issues
  • •Check, issue by issue, whether the error was preserved for appeal
  • •Weigh your strongest argument against the other side's best response on each issue
  • •Give you an overall recommendation, reviewed and approved by an attorney
  • •Tell you where to go from here, including whether a Comprehensive Review is warranted
What you get
  • ✓Everything in Quick Screen, including the attorney-confirmed deadline
  • ✓Full written pre-appeal memo: standard of review, preservation check, issue-by-issue analysis, recommendation
  • ✓30-minute follow-up call with the attorney
  • ✓Where to go from here: whether a Comprehensive Review is warranted, and what it would test
Reviewed from

The judgment/order plus the key filings, motions, and orders relevant to the issues you're considering — the trial court record most likely to matter on appeal.

Not in this tier
  • –Hearing and trial transcript review
  • –Citations to the record and transcript

Typical turnaround: 7–10 business days

Choose Standard Memo

Comprehensive Review

Deepest review, full record

$3,000
flat fee*

Best for: A lot is at stake, or the case turns on what was said at a hearing or trial, and you want every issue tested against the actual record.

What we do
  • •Everything in Standard Memo
  • •Read the full trial court record, including the hearing and trial transcripts you provide
  • •Test each issue against what was actually said and ruled, not just what the filings say
  • •Tie every conclusion to the record and the transcript
  • •Walk you through the findings live, with an attorney
  • •Lay out the next steps, including whether to engage us for the appeal
What you get
  • ✓Everything in Standard Memo, including the attorney-confirmed deadline
  • ✓Comprehensive written memo citing directly to the record and transcript
  • ✓Scheduled 60-minute call with the attorney to walk through the findings
  • ✓Next steps, including whether to engage us for the appeal
Reviewed from

The complete trial court record, including hearing/trial transcripts you provide, for the most thorough possible pre-appeal analysis.

Typical turnaround: 14–21 business days, depending on record length

Choose Comprehensive Review

Start with any tier and move up later. If you begin with Quick Screen and want the deeper Standard Memo or Comprehensive Review, your fee is credited in full and you pay only the difference. If you decide to move forward with a full appeal and engage us for representation, the review fee is credited toward that engagement.

* Our flat fees cover the attorney work described for your matter. They do not include court filing fees, process-server or other service fees, court reporter and transcript fees, record or document retrieval fees, postage, or similar third-party costs (if any). Those are billed separately, at cost.