Sued over a debt, or contacted by a collector? Debt Defender or a ValiDebt validation letter is free for the Founding 50. 25 free spots left. Join the Founding 50A licensed Georgia attorney reviews and approves every filing.Contacted by a collector? See the start of your debt validation letter free. ValiDebtSued? Don’t lose by default. A Georgia attorney approves your Answer before it is filed. Debt DefenderKnow your odds before you spend on an appeal. Second LookFlat fees, stated up front.

Georgia legal help, priced up front

A licensed attorney stands behind every filing.

Debt collectors, lawsuits and appeals are stressful, and hiring a lawyer for each can cost more than the case is worth. We use modern tools for the groundwork, and we say so. A licensed Georgia attorney reviews and approves what goes out, at a flat fee you know before you start.*

30 days†

Usually the time to dispute a debt after a collector's first notice, and to answer a lawsuit once you are served

$25 / $69*

A debt validation letter in response to a collection notice: we mail it for you, or an attorney reviews and sends it

$250 / $750‡

Defender and Defender Pro, from: you file the papers we prepare, or we represent you and appear for you

$1,000§

An attorney's read on your order, judgment or opinion, and whether an appeal is worth pursuing

†Both clocks usually run 30 days, but they start at different times. The lawsuit clock typically runs from the date you were served with the complaint; the collector's notice prints its own last day to dispute. A letter to a collector does not answer a lawsuit or extend a court deadline.

*$25 for a letter we print and mail for you, with an AI assistant, or $69 for an attorney to review and send it.

‡Defender, where you file the papers we prepare, is $250 if the claim is up to $10,000. Defender Pro, where we represent you and appear for you, is $750 if the claim is up to $5,000 and $1,500 if it is over.

§Second Look reviews: Quick Screen $1,000, Standard Memo $2,000, Comprehensive Review $3,000, depending on how much of the record is reviewed.

Prices are flat fees for the attorney work described. Court filing and service fees, and similar costs paid to others, are billed separately.

Free, before you decide

Upload what you were sent. We read it and tell you what it means.

A lawsuit complaint, a letter from a debt collector, or a court order, judgment or opinion in any kind of case. Leave an email and we send you a page you can keep and print: who is on the other side or what the court decided, what the paper says, the rules and dates that apply, and what usually happens next, in plain words. Nothing is signed or paid to see any of it.

Upload your document — FREEWe work out which kind it is and send it to the right analysis.

A collector has written to you

A free analysis of the collector’s notice

Who sent it and what it claims, your validation rights under federal law and what your state’s law adds, the strategic and legal positions against a notice like this, and the date to dispute by.

Start on the ValiDebt page →

You have been sued

A free analysis of your complaint

Who is suing you, the court you are in and its deadlines, the standard defenses to this kind of suit, and the discovery a defendant can serve.

Start on the Debt Defender page →

You lost a case

A free recap of your order, judgment or opinion

What it says, the court and the type of order, the dates on it, and a count of the 30 days to appeal. Any court, any kind of case, not just debt.

Start on the Second Look page →

General information prepared automatically, not legal advice, and no attorney has reviewed it. We become your lawyers only when you sign an agreement and we accept your matter. Any deadline shown is an estimate: for a lawsuit, from a date you type; for an order, our count from the date read on it. An attorney confirms every deadline.

Free analysis

Upload what you were sent

A lawsuit complaint, a letter from a debt collector, or a court order, judgment or opinion in any kind of case. We work out which it is, read it, and email you a page you can keep. Nothing is paid or signed.

You can close this window and come back: what you entered stays until you leave or reload the page.

Why FairCounsel

A licensed attorney stands behind every filing.

Five things you can check for yourself. We use AI for the groundwork, and we say so. The attorney decides what goes out.

  1. 01

    Approved by a lawyer before it goes out

    Every memo, answer and filing is reviewed and approved by a licensed Georgia attorney. Until then, your papers are marked as a draft.

  2. 02

    One firm, from first letter to courtroom

    Start with a letter to the collector for $25, or have an attorney review and send it for $69. If you are sued, move to Defender or Defender Pro with what we already have filled in. Moving up from Defender to Defender Pro credits the fee you paid.

  3. 03

    We check the collector, too

    Every case is analyzed for violations of consumer protection laws such as the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. On Defender Pro we bring a counterclaim where the facts support one. Results are never guaranteed.

  4. 04

    Deadlines watched

    We put the date your answer is due, and the window before a default, on the calendar, and the attorney is alerted when time is short.

  5. 05

    Flat prices, stated up front

    Defender from $250, with us in court from $750. A letter to a collector is $25, mailed for you, or $69 with an attorney. Court and service fees are billed separately.

Our refund promise. If we decline your case for any reason before we accept it, you get a full refund. On Defender Pro, if you retained us and gave us what we asked for in time, and we do not file your Answer by the court’s deadline, we refund our fee.This is a promise about our service, not about how your case ends: no one can promise an outcome. Court and service fees, and costs already paid to others, are billed separately and are not covered.

The process

How it works

  1. 01

    Tell us what's going on

    Upload what you were sent: a collector's letter, a complaint, an order. We read it and show you what it says.

  2. 02

    We prepare it; an attorney approves it

    Your letter, Answer or review is drafted and reviewed by a licensed Georgia attorney before it goes out.

  3. 03

    You know what happens next

    Deadlines, filing steps and tracking are in your client portal, so nothing depends on remembering a date.

Honest about the tools

We use AI to do the groundwork in a fraction of the time, and we price for the work that actually happens. It does not decide anything: a licensed attorney reviews, edits and approves every filing, and is accountable for it. The tools change how fast you get help, not who is responsible for it.

Questions

Is this legal advice?

No. This site is general information and a set of drafting tools. Hiring us starts with an engagement agreement that you read first.

Does a validation letter stop a lawsuit?

No. A letter does not answer a lawsuit or extend a court deadline. If you have been served with a summons and complaint, get legal help promptly and respond under the rules that apply to that court.

What is the difference between Defender and Defender Pro?

With Defender you file the papers we prepare and go to court yourself. With Defender Pro we do it for you and appear for you.

Do you handle cases outside Georgia?

Our attorneys are licensed in Georgia, so we handle Georgia cases.

* Our flat fees cover the attorney work described for your matter. They do not include court filing fees, process-server or other service fees, court reporter and transcript fees, record or document retrieval fees, postage, or similar third-party costs (if any). Those are billed separately, at cost.

For lawyers

Are you a lawyer? Join FairCounsel.

Take consumer-defense and appeals matters on your own terms, with the platform handling intake, documents and payments. Apply in about ten minutes.

Your Case. Our Mission. Together.

Tell us what’s going on, and we’ll point you to the right next step.

Get started